Gaya APA

Ulzheimer, J. (2012). The Smart Consumer's Guide to Good Credit : How to Earn Good Credit in a Bad Economy / John Ulzheimer . New York: Allworth Press.

Gaya MLA

Ulzheimer, John. "The Smart Consumer's Guide to Good Credit : How to Earn Good Credit in a Bad Economy / John Ulzheimer". New York: Allworth Press, 2012. Text.